Appraisal Management Companise, also known as AMC's are entities that manage and administer networks of independent appraisers to for the explicit purpose of real estate appraisal assignments that are required by lenders.  In accordance with The Dodd Frank Wall Street Reform and Consumer Protection Act of 2010 - Section1473(f), states were required to enact a registration and oversight program to license and manage licensed entities.  The list of states below indicate the current known surety bond requirements for Appraisal Management Company's.  As with any legislation and bonding requirements, State AMC legislation increases consumer trust of properly licensed and bonded entities.  (As of 12-2013, thirty eight states have complied with the act and enacted comprehensive laws with regard to AMC's)

Under state licensing requirements, entities may be required to post and maintain an Appraisal Management Company License Surety Bond.  Each state is able to alter the required bonding requirement to fit their needs, however the minimum bond required under the act is $20,000.

What is an Appraisal Management Company?

AMCs are third-party brokers of appraisal services that act as a buffer between banks and other mortgage originators, and licensed or certified appraisers who perform real estate appraisal services.

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