West Virginia Mortgage Lender-Loan Originator License Surety Bond

Any company that originates, funds, makes, accepts, purchases or services mortgages for personal, family or household use that are secured by a mortgage, deed of trust or other equivalent consensual security interest on a dwelling as defined in Section 103(v) of the Truth in Lending Act or residential real estate upon which is constructed or intended to be constructed a dwelling must be licensed as a Morgage Lender with the West Virginia Division of Banking.  Licensees must post and maintain a Mortgage Lender License Surety Bond in one of the following amounts:

  • $100,000 if principal has annual mortgage loan originations of up to $3 million
  • $150,000 if principal has annual mortgage loan originations greater than $3 million up to $10 million
  • $250,000 if principal has annual mortgage loan originations greater than $10 million
  • $200,000 if principal acts as a servicer of mortgage loans and has annual mortgage loan originations less than $10 million
  • $250,000 if principal services mortgage loans and has annual mortgage loan originations greater than $10 million

Get started now!  Follow the link below to apply for your West Virginia Mortgage Lender/Loan Originator License Surety Bond and let our expert staff get the bond you need at the lowest possible price!  

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Need help with your West Virginia Mortgage Lender/Loan Originator License Surety Bond??

  • Call us and let our staff walk you through the process - 800-737-4880
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