Any person who makes a residential mortgage loan or holds himself or herself out as able to make a residential mortgage loan on real property located within the State of Tennessee, must be licensed as a Tennessee Mortgage Lender/Servicer.  The licensee must post and maintain a Tennessee Mortgage Lender License Surety Bond as part of the licensing requirements.

The TN Department of Financial Institutions requires Licensed Mortgage Lenders to post a Mortgage Lender/Servicer bond in the amount of $200,000.

All Tennessee Mortgage Lenders License Surety Bonds must be replaced or renewed before the statutory expiration date of 12/31 of each year.

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