Colorado Lost Instrument Surety Bond

When a person or a corporation loses a valuable and redeemable instrument, the issuer will not deliver a duplicate until the owner furnishes a Lost Instrument Surety Bond. 

A Lost instrument Surety Bond is required for redeemable items of value such as a:

  • Cashiers Checks
  • Stock Certificates
  • Promissory Note
  • Savings Bonds
  • Certificates of Deposit
  • Check or Money Order
  • Life Insurance Policy
  • Deed of Trust
  • Membership Certificates
  • Warehouse Receipts
  • Interest Coupon
  • Savings Bankbook
  • Municipal Bond
  • Corporate Bond


Lost Instrument bonds guarantee that the Principal will protect and hold harmless from loss or expense suffered as a result of duplicate issuance of an instrument.  Lost Instrument Surety Bonds can have either a Fixed Penalty or Open Penalty with regard to the penal amount and are most commonly required by Banks, Transfer Agents, Brokerage Firms, Individuals and companies that lose a stock certificate, mortgage note or other redeemable item of value.

  • Fixed Penalty is as it sounds, the penal sum of the bond is a specific set amount.
  • Open Penalty is a fluctuating amount, never set to a specific amount.


The required amounts and types of bonds are always specified by the obligee and directly related to the value of the lost instrument.   Apply for your Colorado Lost Instrument Surety Bond and let our expert staff get the bond you need at the lowest possible price!   

Colorado Lost Promissory Note or Lost Trust Deed bonds

Colorado has a special requirement for Lost Promissory Notes or Lost Trust Deeds on real property transactions.  When you are unable to provide the original instrument, you must provide a Surety Bond for the lost note or deed in an amount 1.5 times the original stated amount of the note or deed.   

Get started now!  

Need help with your Colorado Lost Instrument Surety Bond, we offer 3 simple ways to get your free, no obligation quote.

  • Apply online 24 hours a day, 7 days a week
  • Call us and let our staff walk you through the process - 800-737-4880
  • [EMAIL US] and request one of our staff to call you.