# Surety Bonds 101 - Surety Bond Underwriting

Source: https://a1suretybonds.com/learning-center/surety-bond-underwriting

- Surety and the 4 “C’s”

- Character - Does the Principals record show him to be of good character and likely to perform the obligation he or she assumes

- Capacity - Does the applicant have the skill and ability to perform the obligation?

- Capital - Does the financial condition of the applicant justify approval of the particular risk?

- Credit – Does the principals business and personal credit report reflect that they historically meet their outstanding obligations within the prescribed terms.

- Secondary to the 4 “C’s”, we evaluate the risk and the underlying contract, agreement, statute and bond form.

[Bail & Immigration Bonds](https://a1suretybonds.com/learning-center/bail-and-immigration-bonds)

[Indemnity and the Agreement](https://a1suretybonds.com/learning-center/indemnity-agreement)

Surety Bonds 101 - Surety Bond Underwriting

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A1 Surety Bonds (The Surety Syndicate, LLC), a nationwide surety bond agency · (800) 737-4880 · info@a1suretybonds.com · https://a1suretybonds.com
Requirements are set by each state or agency and can change; the obligee's current instructions and the law control.